Apple Offers iPhone NFC Chip Access to Apple Pay Rivals in EU

Apple has offered to open up the iPhone near-field communication (NFC) system that Apple Pay uses to other payment services, in a possible effort to forestall impending EU regulatory action.

apple pay feature dynamic island
In a brief report Tuesday, Reuters said that Apple has offered to let rivals access the NFC system in iPhones, but it is not yet clear what Apple’s proposal involves. Banks have complained that Apple’s exclusive access to the NFC contactless chip in its devices privileges ‌Apple Pay‌ over other payment systems.

In May 2022, the EU antitrust watchdog officially objected to Apple restricting rivals’ access to its mobile tap-and-go technology, which made it difficult for competitors to develop alternative mobile wallet services on Apple devices.

‌Apple Pay‌ competitor PayPal and other rivals reportedly played a role in the EU’s decision to target Apple with antitrust complaints about its mobile wallet. The company was said to have filed informal complaints about the way Apple restricts third-party apps from accessing the NFC capabilities of the ‌iPhone‌, which led to the EC’s Statement of Objections against Apple.

The European Commission will now likely seek feedback next month from rivals and customers before deciding whether to accept Apple’s offer, according to people familiar with the matter who are cited in the report.

This is not the first time that Apple has faced criticism for restricting access to NFC on the ‌‌iPhone‌‌. Australian banks back in 2017 wanted access to NFC in order to launch an alternative to ‌‌Apple Pay‌‌, but they were not successful.

Note: Due to the political or social nature of the discussion regarding this topic, the discussion thread is located in our Political News forum. All forum members and site visitors are welcome to read and follow the thread, but posting is limited to forum members with at least 100 posts.

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