Stripe Launches ‘Tap to Pay on iPhone’ Beta Program Ahead of ‘Spring’ Release
Tap to Pay on iPhone will allow newer iPhones to accept payments via Apple Pay, contactless credit and debit cards, and other digital wallets, with no additional hardware required. Apple said Stripe will be the first payment platform to offer Tap to Pay on iPhone to its partners, including Shopify for its Point of Sale app “this spring.”
Tap to Pay on iPhone will allow individual merchants and small businesses in the U.S. to accept contactless payments in supported apps with an iPhone XS or newer. At checkout, the merchant will simply prompt the customer to hold their own iPhone or Apple Watch, contactless credit or debit card, or other digital wallet near the merchant’s iPhone, and the payment will be securely completed using NFC technology.
Apple’s new feature will turn iPhones into contactless payment terminals without additional hardware like a Square Reader, providing for a simple and convenient experience. It appears that the feature will be exclusive to the U.S. at launch.
Tap to Pay on iPhone will work with contactless credit and debit cards from leading payment networks, including American Express, Discover, Mastercard, and Visa, according to Apple. The feature will be available to participating payment platforms and their app developer partners in an upcoming iOS beta version.
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